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Health Insurance Benefits Built for Contractors

Quality coverage is one of the most powerful tools you have to attract and keep skilled workers. Through the ABC San Diego Health Insurance Trust, members get access to competitive rates, flexible plan options, and benefits your crews will value.

The Trust gives members the buying power of a much larger group, with better rates and more plan flexibility than most contractors can get on their own.

Health Benefit Programs

Members and their employees get access to a full range of group benefit options, including:

Group HMO & PPO Plans

Flexible medical coverage through group HMO and PPO options, with no pre-existing condition limitations on HMO medical plans.

Health Programs

Wellness and supplemental health programs that round out your coverage and support employees beyond standard medical care.

Dental HMO & PPO Plans

Group dental coverage with HMO and PPO choices, so employees can pick the plan that works best for their families.

Group Vision Benefits

Affordable group vision coverage for routine eye care, exams, and eyewear.

Life and AD&D

Group life and accidental death and dismemberment coverage that adds meaningful security for your employees and their families.

Chiropractic Care

Chiropractic benefits that help workers stay healthy and recover from the physical demands of construction work.

Frequently Asked Questions

Answers to the questions contractors ask most about coverage through the Trust.


Coverage is available to ABC San Diego members. You can choose to cover all of your employees or your hourly field employees only, depending on what fits your business.


The Trust is managed by West Coast Group Benefits, a full-service health and commercial insurance brokerage that serves as the managing broker. Your dedicated account manager handles enrollment, administration, and ongoing support.


The Trust offers a benefits plan that can be applied toward the prevailing wage fringe portion on public works projects, which can improve how competitively you bid. Your broker can walk you through the options.


COBRA administration, HIPAA compliance, and a dedicated account manager are included at no additional charge.


Request a quote or contact our broker, Harrison Cooney at West Coast Group Benefits, at harrison@westcoastbenefits.com or (858) 524-1564 to review plan options and pricing for your company.

Find the Right Plan for Your Team

Find out how much your company could save through the ABC San Diego Health Insurance Trust. Request a quote or talk with our broker about the plans that fit your team.